Sample Computations

Sample Computation (Pag-Ibig Loan)

33,sq.m: floor area

4^th floor

Bldg. Edinburgh (5^th Bldg)

2bedrooms

Fully finished

Ready for Occupancy

Total Selling Price of 1,060,000.00

Loanable amount of 750,000.00

Equity 310,000.00

Reservation Fee 10,000.00

Total Equity 300,000.00

Partial Equity (move in) 202,000.00/6months to pay

33,666.67/month

1^st 1year and 2years(equity balance 98,000.00/24months+10,250.00 (15years to pay loan value of 750,000.00)= 14,333.33/month

3^rd year onwards 10,250.00/month

Other fees and charges (one time payments)

Pag-ibig processing fee 3,000.00

*upgrade of contribution for buyers with

Less than P400 monthly pag-ibig contribution 600.00

Annotation fee (1.5% of loan amount) 11,250.00

Facilitation fee 1,000.00

15,850.00

Application Fees

1yr advance MRI and fire insurance 6,000.00

Drying Cages (1cage per unit) 10,000.00

Meralco meter 4,800.00

Homeowners Association fee 1,000.00

Water Meter 1,000.00

PLDT underground cable 1,000.00

23,800.00

Total Charges 39,650.00/24months to pay

1,652.08/month

Summary Payments:

Reservation fee 10,000.00(deductable)

Partial equity (move-in) 33,666.67/month

1st 1 year and 2 years 14,333.33+1,652.08

15,985.41/month

3^rd year onwards (14 years) 10,250.00/month

Note: For more questions please call/text Ron/Lab Austria @ +09174004574/+639274185672/0446952868 or send mail to austin3_16_ph@yahoo.com

austin3_16_ph

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