Sample Computation (Pag-Ibig Loan)
33,sq.m: floor area
4th floor
2bedrooms
Fully finished
Ready for Occupancy
Total Selling Price of 1,060,000.00
Loanable amount of 750,000.00
Equity 310,000.00
Reservation Fee 10,000.00
Total Equity 300,000.00
Partial Equity (move in) 202,000.00/6months to pay
33,666.67/month
1st 1year and 2years(equity balance 98,000.00/24months+10,250.00 (15years to pay loan value of 750,000.00)= 14,333.33/month
3rd year onwards 10,250.00/month
Other fees and charges (one time payments)
Pag-ibig processing fee 3,000.00
*upgrade of contribution for buyers with
Less than P400 monthly pag-ibig contribution 600.00
Annotation fee (1.5% of loan amount) 11,250.00
Facilitation fee 1,000.00
15,850.00
Application Fees
1yr advance
Drying Cages (1cage per unit) 10,000.00
Meralco meter 4,800.00
Homeowners Association fee 1,000.00
Water Meter 1,000.00
PLDT underground cable 1,000.00
23,800.00
Total Charges 39,650.00/24months to pay
1,652.08/month
Summary Payments:
Reservation fee 10,000.00(deductable)
Partial equity (move-in) 33,666.67/month
1st 1 year and 2 years 14,333.33+1,652.08
15,985.41/month
3rd year onwards (14 years) 10,250.00/month
Note: For more questions please call/text Ron/Lab
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